Protection

People often say to us “Why do we need protection?”

We say “because sometimes the worst happens!”

It is easy to think “it will never happen to me”, especially when we are feeling fit and healthy. But sometimes, without warning life throws the unthinkable at us. Finding out that you have an illness is devastating, but discovering that you don’t have the right insurance plan in place to help you get through it financially just doesn’t bear thinking about.

After discussing your personal and financial circumstances we will make a recommendation for protection needs and this may include one or several of the following:

Life cover - providing a lump sum or annual income in the event of death.

Critical Illness Cover - providing a lump sum or annual income in the event that you are diagnosed with a specified critical illness.

Income Protection - replacing a proportion of your income in the event that you are unable to work following an accident or as a result of ill health. Redundancy cover options are also available.

Private Medical Insurance - giving you the reassurance that you’ll get the treatment you need, when you need it, in hospitals that you choose.

Buildings and Contents Insurance - to ensure that you have the right cover for your home and contents.